Funding To Secure
  • Business
  • Growth
  • Future
  • Family
  • Employees
  • Community

Innovative Credit Solutions Tailored for MSMEs

Apply Now

About IREP

Empowering Small Businesses with Easy Access to Credit

  • MSME Focused Retail Lending NBFC registered with RBI
  • Collateral backed Secured Business Loans
  • 2,300+ Customers
  • 50+ locations in Andhra Pradesh, Telangana and Karnataka
  • Banking the unbanked regions of the country
  • Financial Inclusion at the heart of IREP’s tailor-made credit solutions
Know MoreKnow More

IREP’s Key Pillars of Success

  • Innovative Credit
    Solutions Tailored
    for MSMEs

  • Latest Technology
    + ‘Phygital’
    Business Model

  • Doorstep Delivery of
    Loans with Superior
    Customer Service

  • Last Mile Coverage
    with Complete Loan
    Cycle Management

  • State of the art
    Credit Monitoring

  • Robust Governance
    and Visionary

Our Story So Far


Applications Sourced


Borrowers Served


Loans Disbursed




Jobs Impacted
Telangana: 13 branch offices
Karnataka: 3 branch offices
Andhra Pradesh: 35 branch offices

Our Offerings

Dhan Sankalp Loans

IREP’s loans aim to ensure access to timely and adequate credit for vulnerable groups keeping in mind the larger goal of financial inclusion. Dhan Sankalp Loans seek to develop a culture of empowerment and self-dependence, or ATMANIRBHARTA, among the MSMEs in these untapped rural segments of South India. IREP strives to continuously educate its customers to adopt a business mindset driven on the principle of sustainable development in a cost-effective manner.

  • Sector agnostic business loans backed by collateral
  • 2 to 5 year loans ranging from INR 2 to 25 Lakhs
  • Small business entrepreneurs in tier 3/4 towns
  • Assessed Income Approach based on Cashflows
  • New to credit borrower treated at par
  • Registered mortgage (MODT)
Apply NowApply Now

From Our Founder

At IREP, we pride ourselves on being a socially responsible NBFC providing timely access to credit to the backbone of our economy – MSMEs. As our country strives to become Atmanirbhar, IREP aspires to play a pivotal role to propel these businesses to new highs thereby generating employment, empowering entrepreneurs and helping the nation strive towards financial inclusion.

Naresh NaikCEO, IREP Credit Capital
Read MoreRead More

Check This Out

Our Customers Absolutely Adore Us

It was my dream to run my own business and I was very keen on ladies accessories. IREP helped me expand my business during Diwali and approved my loan application in a short span of time. Today, I can proudly say that I have achieved my dream and would like to encourage my fellow female entrepreneurs to step forward and attain their goals!

Ms. C. RajeshwariLadies Accessories Shop, Guntur

After launching my own store, I realised that customers were keen on purchasing Andhra styled patterns which I needed to procure from different vendors. I took a Dhan Sankalp Loan from IREP which eased my working capital requirements and I’m now able to cater to customer demands in a more efficient way!

Mr. Syed BashaGarment Store, Nellore

Covid 19 Ex Gratia Scheme Know More