At IREP, we believe that with every loan disbursed, it results in an act of nation building, as we empower small scale entrepreneurs achieve their lifelong dreams of developing a sustainable business. I would like to emphasize that IREP as an organization prides itself in transforming the livelihoods of local businesses by providing timely credit and thereby educating each of its borrowers through personalized customer service.

Financial inclusion is at the heart of our mission here at IREP as we engage with the key business hubs across local economies and help create a sense of self-sufficiency or Atmanirbharta. Our Dhan Sankalp Loans have been carefully crafted to meet the financial needs of these unbanked entrepreneurs amplifying them to deliver the desired results at a societal scale. It is our endeavour to assist our customers grow economically and financially and help develop into the next unicorns of our economy.

The Government of India has identified the importance of the MSME sector as witnessed with the recent push to increase manufacturing in India and placing restrictions on imports to boost local production.

It is our responsibility to bridge the gap between the supply of funds through these schemes and the demand for much needed credit for MSMEs.

As the world strides forward towards digital processes, we have successfully incorporated and imbibed a ‘phygital’ approach – prioritizing the customer’s requirements and at the same time adopting state of the art technology – across the organization right from loan sourcing to onboarding and final closure. Our employees strive to educate our customers via nimble and easy to understand methods helping them stay up to date with every aspect of the loan.

I am grateful to all our stakeholders for the support extended to IREP as we embark upon an exciting journey that shall gradually transform us into a distinguished player in the industry. I seek your continued support to help us sustain and improve upon our performance and at the same time fulfil our vision to become a dynamic, multi-product NBFC, meeting the financial requirements of primarily the underserved sections of society.

Thank you.

Naresh Naik

CEO, IREP Credit Capital