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Fueling Small Business Growth through

Financial Inclusion

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About Dhan Sankalp Loans

What is a Dhan Sankalp Secured Business Loan?

IREP’s loans aim to ensure access to timely and adequate credit for vulnerable groups keeping in mind the larger goal of financial inclusion. Dhan Sankalp Loans seek to develop a culture of empowerment – ATMANIRBHARTA – among the MSMEs in the untapped semi-urban and rural segments of our country.

Sector agnostic business loans backed by collateral

For small-scale businesses in tier 3 / 4 towns
Loan size ranging from INR 2 to 25 Lakhs
Loan tenure up to 5 years

What Do You Need To Avail A Dhan Sankalp Loan?

Our flagship product – the Dhan Sankalp Loan – has been carefully crafted to enable small businesses and local economies reach their true potential by providing timely credit and flexible loans which are primarily backed by collateral in the form of property.


  • Applicant, Co-applicant and Guarantor KYC
  • Cashflow and Income assessment
  • Business Vintage
  • Age Eligibility
  • Collateral with Clear Title
  • Clean Credit History

Purpose of Loan

Any Business Purpose including:

  • Asset Purchase
  • Land Purchase
  • Machinery Procurement
  • Working Capital
  • High-cost Debt Repayment
  • Any Other Business Requirement

Customer Registrations

  • Udyam
  • MODT
  • NACH